Payment Gateway Coverage

Every payment gateway this project supports, the SDK version currently pinned, and when it was last tested — sandbox automatically via a weekly check, live only ever by hand. We're building out coverage region by region, starting with Asia.

⭡ Gateway	Regions	⭥ Fee	⭥ SDK Version	⭥ Last Updated	Sandbox Tested	Retest?	⭥ Live Tested

BACS Direct Debit	Europe	No % fee -- flat 5-50p per collection depending on the merchant's own bank/bureau; this app's BACS integration is manual/file-based, not tied to one priced provider. Checked 2026-09-09.	—	2026-08-04	Not yet sandbox tested	⚠️ Updated since last live test	Not yet live tested
GoCardless	Europe, North America, Oceania	1% + 20p per UK Direct Debit collection, capped at £4 (Standard plan). Source: gocardless.com/pricing, checked 2026-09-09.	8.19.0	2026-10-31	Sandbox tested ✓ 2026-10-26	⚠️ Updated since last live test	Not yet live tested
Mercado Pago	South America, North America	Around 3.49%+ plus a fixed fee, but varies sharply by country across its footprint (Mexico, Argentina, Brazil, Colombia, Peru all differ) -- no single rate applies across the whole region. Checked 2026-09-09.	—	2026-08-08	Not yet sandbox tested	⚠️ Updated since last live test	Not yet live tested
Mollie	Europe	1.8% + €0.25 (EEA consumer cards, per mollie.com/pricing); third-party sources cite a lower UK-domestic-specific rate (~1.20% + £0.20) not shown on that page directly. Checked 2026-09-09.	v4.0.0	2026-09-24	Sandbox tested ✓ 2026-10-26	⚠️ Updated since last live test	Not yet live tested
Open Banking	Europe	No % fee -- flat ~20-30p per transaction is typical for UK Open Banking/Pay-by-Bank generally; this isn't one specific vendor's published rate, so no single number is claimed here. Checked 2026-09-09.	dev-main	2026-08-04	Not yet sandbox tested	⚠️ Updated since last live test	Not yet live tested
Paystack	Africa	1.5% + ₦100 for Nigeria-local cards (capped at ₦2,000); other markets differ, e.g. 2.9% + ZAR1 in South Africa. Source: support.paystack.com, checked 2026-09-09.	—	2026-08-05	Not yet sandbox tested	⚠️ Updated since last live test	Not yet live tested
TrueLayer	Europe	Sales-gated, no public rate published. Independent third-party estimates suggest roughly 0.3-1.5% depending on volume, but this isn't a figure TrueLayer itself discloses. Checked 2026-09-09.	v3.3.0	2026-08-17	Sandbox tested ✓ 2026-08-17		2026-08-17

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